Tina Griffith

452 Cumberland Cove Rd

Monterey, TN
$ 634,900 Beds 3 Baths 3.5 Sq 2,833
Monthly Estimate* How much can I afford?

Nestled in the highly sought-after community of Cumberland Cove atop the scenic Cumberland Plateau, this private 4-acre estate offers a quiet, mountain-country feel with convenient access to nearby city amenities, local healthcare, and exclusive private community hiking trails featuring peaceful streams and beautiful waterfalls. Featuring a beautifully updated 3-bedroom, 3.5-bathroom main residence along with a fully equipped, private mother-in-law suite, the property is designed for effortless multi-generational living or flexible guest quarters. The main home delivers thoughtful functionality with dual primary suites--one conveniently located on the main level and another upstairs--alongside a large upstairs bonus room, generously sized bedrooms, and beautifully appointed bathrooms throughout. The inviting main living area centers around a cozy gas log fireplace, while the chef's kitchen boasts gorgeous granite countertops, custom cabinetry with convenient pull-out drawers, and brand-new appliances including the refrigerator, microwave, and sink. The interior has been freshly painted, and the home comes complete with a washer and dryer set that stays with the property. The self-contained mother-in-law suite serves as a peaceful, autonomous sanctuary, featuring its own dedicated ensuite bathroom and a second private gas log fireplace. Step outside to relax on the freshly painted wrap-around porch--the perfect spot for watching the local deer--where you can take in panoramic views of your 4 private acres, lushly landscaped with mature hostas, hydrangeas, and rhododendrons. Homesteading and gardening enthusiasts will appreciate the fully fenced, established organic garden currently yielding cucumbers, squash, zucchini, tomatoes, pumpkins, and gourds. Packed with high-end infrastructure and practical extras, the property includes a 2-car attached garage, a convenient circle driveway with ample parking for recreational vehicles, an outdoor storage shed, a whole-house backup generator, a whole-home water filtration system, and a fully encapsulated crawlspace for optimized climate control, moisture management, and structural peace of mind.

Active

  • Price
  • $ 634,900
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Putnam
  • Half Bathrooms
  • 1
  • Area
  • Putnam County
  • Lot Size
  • 4 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 2,833
  • Year Built
  • 1998
  • Taxes
  • $ 2366
  • Style
  • Traditional
  • MLS#
  • 1352331
Listed By: Keller Williams Realty Cookeville
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Heat Pump,Natural Gas,Electric
Cooling Central Cooling,Ceiling Fan(s)
Appliances Gas Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
HOA Fee 138
Garage Spaces 2
Architectural Style Traditional
Security Features Smoke Detector
Construction Materials Vinyl Siding,Frame
Year Built 1998
View Wooded
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County Putnam County - 53
Property Type Single Family
Association Amenities Club House
HOA true
Attached Garage true
Subdivision Name Cumberland Cove
Other Structures Guest House
Total Rooms 8
Full Baths 3
Status Active
Directions From I-40 E: Take exit 301 for US-70N toward Monterey/Jamestown. Turn right onto US-70N E. Turn right onto Cumberland Cove Rd. Property is on the right.
High School Monterey
City Monterey
MLS Area Putnam County - 53
Lot Size Units Acres
Lot Size Square Feet 182157.19
Elementary School Burks
Property Attached Y/N false
Middle/Junior High School Burks
MLS Area Minor Putnam County - 53
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Kitchen Island,Eat-in Kitchen
Basement Crawl Space
Flooring Carpet,Hardwood,Tile
Total Fireplaces 2
Fireplace Features Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Total Bedrooms 3
Total Baths 4
Other_sp_Rooms_co_Family_sp_Room true

Exterior Features

Parking Features Attached
Lot Features Wooded,Irregular Lot
Water Source Public
Lot Size Area 4
Building Area Total 2833
Lot Dimensions 604x324 IRR
Lot Size Acres 4
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crossville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Burks Elementary School
Middle School Burks Middle School
High School Monterey High School

Price History

8/19/2026 Listed $634,900

Property vs Zip Code Average in 38574

Price
AVG $490K
$630K
Taxes
AVG $1,259
$2,366
Year Built
AVG 2001
1998

In The Neighborhood

Areas That We Cover

452 Cumberland Cove Rd Monterey, TN is a Single Family Home for sale at $634900 with 2833 sqft and a lot size of 4 Acres Acre(s). 452 Cumberland Cove Rd Monterey has 3 bedrooms, 3 baths and was built in 1998. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Tina Griffith

Tina Griffith

REALTOR®

423-319-6624

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