Tina Griffith

Monterey, TN

Not Disclosed
$ 395,000 Beds 3 Baths 3 Sq 2,488
Monthly Estimate* How much can I afford?

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Active

  • Price
  • $ 395,000
  • City
  • Monterey
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Cumberland Cnty, KY
  • Half Bathrooms
  • 0
  • Area
  • Cumberland Cnty, KY
  • Lot Size
  • 3.5 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 2,488
  • Year Built
  • 1993
  • Taxes
  • $ 881
  • Style
  • Traditional
  • MLS#
  • 1353931
Listed By: Tri-Star Real Estate & Auction
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Natural Gas
Cooling Central Cooling
Appliances Dishwasher,Refrigerator
HOA Fee 137
Garage Spaces 2
Architectural Style Traditional
Construction Materials Stucco,Vinyl Siding,Frame
Year Built 1993
Property Subtype Single Family Residence
Assoc Fee Paid Per Yearly
County Cumberland Cnty, KY
Property Type Single Family
HOA true
Attached Garage false
Subdivision Name cumberland cove
Total Rooms 11
Full Baths 3
Status Active
Directions From Monterey Exit 301 off I40.. go towards Crossville on Hwy 70. Go about 5 miles then Turn right on Belmont then right on East Cove Road. Property is located about 1 mile on the right.
City Monterey
MLS Area Cumberland Cnty, KY
Lot Size Units Acres
Lot Size Square Feet 152460
Property Attached Y/N false
MLS Area Minor Cumberland Cnty, KY
Structure Type 2 Story Basement
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Kitchen Island
Basement Walkout,Finished
Flooring Carpet,Vinyl
Total Fireplaces 1
Fireplace Features Stone
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Total Bedrooms 3
Total Baths 3

Exterior Features

Parking Features Detached
Lot Features Private
Water Source Well
Lot Size Area 3.5
Building Area Total 2488
Lot Size Acres 3.5
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crossville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/1/2026 Listed $395,000

Property vs Zip Code Average in 38574

Price
AVG $490K
$400K
Taxes
AVG $1,259
$881
Year Built
AVG 2001
1993

In The Neighborhood

Areas That We Cover

Monterey, TN is a Single Family Home for sale at $395000 with 2488 sqft and a lot size of 3.5 Acres Acre(s). Monterey has 3 bedrooms, 3 baths and was built in 1993. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Tina Griffith

Tina Griffith

REALTOR®

423-319-6624

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